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The smarter alternative to dealer finance

Better rates. Better cars. Better options.

Don't settle for the rate the dealer puts in front of you. ICC Prestige searches a panel of specialist lenders to fund the prestige car you actually want — on terms that work for you.

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Rated excellent by UK drivers
FCA-regulated broker
No impact on your credit score to enquire
Decisions in as little as 24 hours
Free · No obligation

Get your prestige finance quote

Answer a few quick questions — takes under 60 seconds.

What's your ideal monthly budget?
Choose the range that suits you — we'll tailor options around it.
When are you looking to buy?
This helps us prioritise your enquiry.
What car have you got your eye on?
A make and model is great — or tell us what you're considering.
Please tell us the make and model you'd like.
BMWMercedes-Benz AudiPorsche Range RoverTesla Not sure yet
How would you rate your credit?
We secure the sharpest rates for strong credit profiles.
Where shall we send your quote?
An adviser will be in touch with your tailored options.
Enter your first name.
Enter your surname.
Enter a valid UK mobile number.
Enter a valid email address.

By continuing you agree to be contacted about your enquiry. We never share your details with anyone outside the quote process. No obligation, and enquiring won't affect your credit score.

This page is for strong credit profiles

Our prestige rates are reserved for customers with good or excellent credit. ICC Asset Finance still helps drivers across the credit spectrum — visit our main site and the team will find the right option for you.

Explore ICC Asset Finance

Your quote request is in

Thanks — a prestige finance adviser will be in touch shortly with your tailored options. Keep an eye on your phone and inbox.

See why drivers choose ICC
FCA-authorised & regulated
Whole-of-market lender panel
Decisions in 24 hours
No-obligation, soft-search quotes
Why ICC Prestige

The dealership isn't your only option

Dealers earn commission on the finance they sell you — which rarely means the best deal. As an independent broker, we work for you, comparing specialist lenders to find sharper rates and smarter terms on the car you want.

Better rates

We compare a panel of prestige-focused lenders against your profile, so strong credit is rewarded with genuinely competitive rates — not the dealer's default markup.

Better cars

From the latest BMW and Mercedes-AMG to Porsche, Range Rover and beyond — finance the car you actually want, new or used, from any reputable UK dealer.

Better options

HP, PCP or Lease Purchase — we explain each clearly and structure repayments around your budget, so you choose the route that fits your life, not the lender's.

ICC Prestige vs the dealership

See the difference for yourself

ICC Prestige Smarter
  • Rates compared across multiple lenders
  • Independent advice that works for you
  • Finance any car, from any dealer
  • Transparent terms, no pressure
  • Soft-search quote, no credit impact
Typical dealer finance
  • One lender, one rate — take it or leave it
  • Commission-led, not customer-led
  • Limited to cars on their forecourt
  • Pressure to sign on the day
  • Hard credit checks up front
Get my free quote
Simple from start to keys

Your prestige car in four easy steps

1

Request your quote

Tell us your budget and the car you want. It takes under a minute and won't affect your credit score.

2

We compare lenders

Your adviser searches our panel of specialist lenders to find the sharpest rate for your profile.

3

Choose your terms

We present clear options — HP, PCP or Lease Purchase — and structure repayments around your budget.

4

Drive it away

Sign securely online, we pay the dealer directly, and you collect the keys. Often within 24–48 hours.

Cars we finance

From premium to outright supercar

New or used, from any reputable UK dealer. If it's the car you want, we'll help you fund it.

BMWM & full range
Mercedes-Benzincl. AMG
AudiS, RS & e-tron
Porsche911 to Taycan
Range RoverSport & SV
TeslaModel S, X, 3, Y
Aston MartinGT & sports
Bentley& other supercars
Trusted by UK drivers

Real people, real results

"Beat the rate my dealer quoted by a noticeable margin and sorted everything in a couple of days. Picked up my Porsche that weekend."

JM
James M.Macan owner, Surrey

"No pressure, no jargon. They explained PCP vs HP properly and let me decide. Refreshing compared to the showroom."

SR
Sarah R.BMW M340i owner, Manchester

"Found me a better deal on a used Range Rover than the dealer's own finance. Genuinely felt like they were on my side."

DP
David P.Range Rover owner, Leeds
Good to know

Prestige finance, answered

Will getting a quote affect my credit score?
No. Requesting a quote uses a soft search, which is invisible to other lenders and has no impact on your credit score. A full application later only proceeds with your go-ahead.
What finance options do you offer?
Primarily Hire Purchase (HP), Personal Contract Purchase (PCP) and Lease Purchase. PCP keeps monthly payments lower with an optional final payment; HP spreads the full cost so you own the car outright at the end. Your adviser will explain which suits you best.
How much can I borrow?
It depends on the value of the car, your credit profile and income. We arrange prestige finance across a wide range of values — share your details and we'll confirm what's achievable for you.
Can I finance a used prestige car?
Yes. We finance both new and used prestige vehicles from reputable UK dealers, subject to the car meeting lender criteria such as age, mileage and condition.
Why is good or excellent credit required?
This page is built around the most competitive prestige rates, which lenders reserve for strong credit profiles. If your credit is fair or rebuilding, ICC Asset Finance can still help — the main team works with a wider panel for all credit situations.
How quickly can it all happen?
We aim to provide a decision within 24 hours of your enquiry. Once approved and documents are signed, funds are released to the dealer — often within 24–48 hours, so you can collect your car quickly.

Ready to drive smarter?

Get a free, no-obligation prestige finance quote in under a minute. Better rates, better cars, better options — without the dealer markup.

Get my free quote
Get my free quote