Better rates. Better cars. Better options.
Don't settle for the rate the dealer puts in front of you. ICC Asset Finance searches a panel of specialist lenders to fund the prestige car you actually want — on terms that work for you.
Get your prestige finance quote
A few quick questions — under 60 seconds.
Dealer finance isn't your only option
Most prestige buyers accept the first rate they're offered. ICC searches the market so you don't have to — and the savings often run into thousands.
Better rates than the dealer
Our panel of specialist lenders often beats dealer PCP and HP rates — meaning lower monthly payments or a shorter term for the same budget.
Fast, no-obligation decisions
Get a decision in principle in as little as 24 hours. No impact on your credit score to enquire, and you're never pressured to proceed.
Any car, any dealer, any source
Fund a car from a franchised dealer, independent garage, auction, or private sale. You choose the vehicle — we arrange the finance.
FCA-regulated & trusted
ICC Asset Finance is a fully FCA-authorised credit broker. Transparent advice, clear terms, and your interests come first.
Dedicated prestige adviser
You'll deal with one person from start to keys. No call centres, no scripts — just expert guidance tailored to your situation.
Flexibility built in
Choose your deposit, term, and mileage. Want to settle early or refinance later? We'll structure the agreement around your plans.
From first enquiry to driving away
A simple, guided process with a dedicated adviser at every step.
Enquire online
Tell us your budget, timeline, and the car you have in mind — takes under a minute.
Adviser review
Your dedicated prestige finance specialist reviews your enquiry and identifies the best lenders for your profile.
Tailored quote
We present your options clearly — rate, term, deposit, and monthly payment — so you can compare with confidence.
Approval & purchase
Once you're happy, we handle the lender paperwork and fund the vehicle. You collect the keys and drive away.
Prestige, performance & 4×4
Any make, any model — from leading franchised dealers, independents, auctions, and private sellers.
Common questions
Will enquiring affect my credit score?
No. The initial quote enquiry is a soft search and leaves no footprint on your credit file. A full credit check only happens if and when you decide to proceed with an application.
Can I buy from any dealer or private seller?
Yes. We can fund vehicles from franchised dealers, independent garages, auction houses, and private sales. You find the car; we arrange the finance.
What types of finance do you offer?
We specialise in Hire Purchase (HP), Personal Contract Purchase (PCP), and lease purchase agreements for prestige vehicles. Your adviser will recommend the structure that best fits your plans.
How long does approval take?
Many enquiries receive a decision in principle within 24 hours. Complex cases may take a little longer, but your adviser will keep you updated throughout.
Do I need a large deposit?
Not necessarily. We work with lenders offering a range of deposit options — from zero deposit to substantial equity contributions. We'll tailor the quote to what works for you.
Is ICC a lender or a broker?
ICC Asset Finance is an FCA-authorised credit broker, not a lender. We search our panel of specialist lenders to find the most competitive agreement for your circumstances.
Ready to explore your options?
Get a free, no-obligation quote in under 60 seconds. It won't affect your credit score.
Get my free quoteFCA-authorised credit broker. No obligation. No credit-score impact to enquire.